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In a county when the loan limit is $417,000, a VA borrower who wishes to borrow more than this with a VA loan will degree of down payment equal to 25% of the amount over $417,000. An illustration would be if the VA borrower buys a home for $700,000 in a county where the loan limit is $417,000, the amount over the limit is $283,000. Therefore, the down payment is 25% of that number or $70,750. This particular down payment, the actual loan amount would be $629,250. That figures to be able to be fifth thererrrs 89.89% loan to value, while most VA loans have 100% loan to value.



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